Consumers are allowed to pull one free credit report
annually
from Equifax, Experian and Trans Union. Get your free annual credit
report at www.annualcreditreport.com or by
calling 877-FACTACT.
Collection items are listed for up to seven years from the
delinquency date.
When an unpaid account is paid in full, the consumer's
credit report is updated with a Paid status.
